HOW WE WORK

We are focussed on helping individuals and businesses understand and plan for their financial future. We are an intermediary business which means we do not sell our own products and therefore act on your behalf. Our initial consultation, in which we will describe our services more fully, is always at our expense. Following our initial discussion, should you decide to work with us, there is a cost for our advice and services

We offer both initial and ongoing services. Any products we have arranged for you will be kept under review as part of an agreed ongoing service for which you agree to pay. Our ongoing services are optional, however where you agree to purchase an ongoing service, unless otherwise agreed, the ongoing service will be provided as a follow up to the initial service. 

Any advice or recommendation that we offer to you, will be given after we have assessed your needs and considered your financial objectives and attitude to any risks that may be involved. We will also take into account any restrictions that you wish to place on the type of products you would be willing to consider. 

In some circumstances we may provide you with a non-advised service where you will not receive advice or a recommendation from us. Where this is the case we will provide details of our non-advised services and charges separately. 

As a financial planning business, we are focussed on helping you understand and plan for your financial future. By working with you we aim to have a full understanding of your current financial position, your objectives and identified needs.

This enables us to provide suitable solutions for your needs, providing you with clear financial direction aimed at maximising the opportunities for achieving your objectives. 

In practical terms, our review process is as follows:

If you have any queries about our financial services, and how we can provide a bespoke wealth management solution that is perfect for you please get in touch today.

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial service businesses aren’t able to resolve themselves. To contact the Financial Ombudsmen Service, please visit www.financial-ombudsmen.org.uk